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This web site trilogyfinancial.ca states the following, "Asset or a Liability? Roy and Mary mistakenly believed that they could simply gift the cottage to their children and postpone taxes on the gain." We noticed that the webpage also stated " While the property can be gifted to a spouse or rolled over tax-free on death to the surviving spouse, when it transfers to children or grandchildren, taxes on the gain in value will be due." It also said " Because their ultimate intent is for their heirs to get the cottage, there are some things they can do now to minimize the hassles and costs when the time comes." The header had Nainesh Shah as the highest ranking optimized keyword. It is followed by Mississauga, Ontario, and mutual funds which isn't as ranked as highly as Nainesh Shah. The next words trilogyfinancial.ca used was rrsp. wealth was included but might not be seen by search crawlers.